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WHAT IS EQUITY RELEASE
Welcome to the SHIP Equity Release website. The aim of this site is to help you understand more about how equity release works and the various plans available so that you can make an informed decision. Its purpose is not to recommend any particular plan to you.
These are not easy times. The cost of living seems to be increasing day by day. The retirement savings you have worked so hard to build up may not be going as far as you had hoped. Yet with property prices having increased significantly over the past number of years (despite the current downturn) you may find that your single biggest asset has yet to be released is your home.
Thousands of homeowners have found that these plans provide a safe way of releasing equity from their homes. Reasons vary widely as to why people take out equity release: for some it can help them make those much longed for home improvements, whilst for others the cash released significantly improves their quality of life when in retirement.
Getting some initial advice will help determine whether equity release is your best option and enable you to end up with a plan that’s right for you.
Equity release has gone through significant changes over the past few years and there are now more safe, flexible products than ever before. There are more qualified advisers offering advice as well as strict rules and regulations providing customers with much greater protection. SHIP has been at the heart of many of these developments and will continue to remain dedicated to the protection of the consumer as the market develops and grows.
We really hope you find the contents of our new site both informative and useful. Please click on the link SHIP-ltd to send us any comments you may have on the site. Your feedback is really important to us.